Contractors all risks policy (C.A.R) covers almost all risks of property damage or loss except the ones specifically excluded that usually occur in construction sites and projects or are more related to construction activities. This cover is usually arranged for each project separately. it is suitable for organizations working in the field of civil works contracting, construction, maintenance, material supply, cleaning, demolishing, etc.
Erection all risks policy (E.A.R) is issued for erection, testing & commission of plant and machinery. the cover offered is similar to contractors all risks.
Both C.A.R & E.A.R policies cover the insureds legal liability to third parties for bodily injuries and property damage.