Fire, special perils, and theft insurance policy covers you for any loss or damage to your building/premises, fixtures, fittings, installations, decoration , furniture, equipment and contents/stock, resulting from fire, lightening, explosion, theft, water leakage, storm, flood, earthquake & volcanic eruption, and many other perils. this kind of cover is your solid security against any unfortunate future events. this cover is suitable for residences, offices, multi-occupancy buildings, shops & industrial units.